Disclaimer

General Information

The information provided on this website (clscre.com) and through the tools at clscre.ai is offered by Commercial Lending Solutions ("Commercial Lending Solutions," "CLS CRE," "we," "us," or "our") for general informational and educational purposes only. By accessing or using this website, you acknowledge and agree to the terms of this Disclaimer.

We Are a Broker, Not a Lender

Commercial Lending Solutions is a licensed commercial mortgage brokerage. We arrange financing by connecting borrowers with third-party capital sources. We are not a bank, direct lender, or credit union, and we do not make loans, fund loans, or issue lending commitments. Any loan is originated, underwritten, approved, and funded by an independent third-party lender under that lender's own terms, conditions, and credit standards.

No Commitment to Lend

Nothing on this website constitutes an offer, commitment, or guarantee to arrange or provide financing. Submitting an inquiry, application, or deal through our forms does not create a lending relationship or obligate any lender to extend credit. Loan approval, loan amounts, interest rates, and terms are determined solely by the applicable lender and depend on the borrower's qualifications, the property, market conditions, and other factors.

Not Financial, Legal, Tax, or Investment Advice

The content on this website, including articles, guides, market commentary, calculators, and other tools, is not financial, legal, tax, accounting, or investment advice, and should not be relied upon as such. It does not account for your specific circumstances. You should consult qualified professionals (an attorney, CPA, or licensed financial advisor) before making any financing, investment, or business decision.

Calculators and Tools

The calculators and interactive tools on this website (including any DSCR, cap rate, cash-on-cash, NOI, loan payment, LTV, debt yield, loan qualifier, and rent-regulation tools) produce estimates for illustrative purposes only. Results are based on the assumptions and inputs you provide and general industry conventions. They are not quotes, appraisals, or guarantees of actual loan terms, property values, or lender decisions. Actual figures will vary.

Rates, Terms, and Market Information

Any rates, loan terms, program parameters, or market data referenced on this website are for general illustration, may reflect a point in time, and are subject to change without notice. Forward-looking statements and market commentary reflect our opinion as of the date written and are not predictions or guarantees of future results. We do not warrant the accuracy, completeness, or timeliness of any such information.

Case Studies and Transactions

Any transactions, case studies, or closed-deal figures described on this website are illustrative of the types of financing we arrange. To protect client confidentiality, borrower identities are never disclosed and lenders are described generically. Past results do not guarantee that similar financing, terms, or outcomes are available for any current or future transaction.

Third-Party Links and Content

This website may contain links to third-party websites, tools, or resources that are not owned or controlled by Commercial Lending Solutions. We provide these links for convenience only and are not responsible for the content, accuracy, privacy practices, or availability of any third-party site. A link does not imply endorsement.

Limitation of Liability

To the fullest extent permitted by law, Commercial Lending Solutions shall not be liable for any direct, indirect, incidental, consequential, or other damages arising from your use of, or reliance on, this website or its content. This website is provided on an "as is" and "as available" basis without warranties of any kind, express or implied.

Licensing

Commercial Lending Solutions operates as a licensed real estate broker in the State of California under CA DRE License #02244836. Brokerage activity is subject to applicable federal and state laws and regulations. This website is intended for a United States audience.

Contact

Questions about this Disclaimer can be directed to loans@clscre.com or 310.708.0690.