Santa Maria Commercial Loans
Commercial Real Estate Financing in Santa Maria, San Luis Obispo
CLS CRE provides commercial mortgage brokerage for investors and owners in Santa Maria, San Luis Obispo, CA. Access competitive rates from 1,000+ lenders for acquisitions, refinances, and new construction.
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Commercial Real Estate Financing in Santa Maria
Santa Maria is one of the key submarkets within the San Luis Obispo metropolitan area. Whether you are acquiring, refinancing, or developing commercial property in Santa Maria, CLS CRE connects you with the most competitive financing available from banks, credit unions, life insurance companies, CMBS conduits, and private capital sources.
As part of the broader San Luis Obispo market, Santa Maria benefits from the region's deep lender competition and strong investor demand. Our team structures loans from $1M to $100M+ for every property type and business plan in Santa Maria and surrounding areas.
Financing Programs in San Luis Obispo
Explore loan programs available for Santa Maria, or see every option on our guide to commercial real estate loans in San Luis Obispo, CA.
Permanent Loans
San Luis Obispo, CA
Construction Loans
San Luis Obispo, CA
Bridge Loans
San Luis Obispo, CA
SBA Loans
San Luis Obispo, CA
Mezzanine & Preferred Equity
San Luis Obispo, CA
Specialty Financing
San Luis Obispo, CA
Agency Loans
San Luis Obispo, CA
HUD/FHA Multifamily Loans
San Luis Obispo, CA
CMBS Loans
San Luis Obispo, CA
Net Lease Financing
San Luis Obispo, CA
Life Company Loans
San Luis Obispo, CA
DSCR Loans
San Luis Obispo, CA
Hard Money Loans
San Luis Obispo, CA
Portfolio Loans
San Luis Obispo, CA
Fix and Flip Loans
San Luis Obispo, CA
Stated Income Loans
San Luis Obispo, CA
Bridge-to-Perm Loans
San Luis Obispo, CA
Acquisition Bridge Loans
San Luis Obispo, CA
Value-Add Bridge Loans
San Luis Obispo, CA
1031 Exchange Bridge Loans
San Luis Obispo, CA
Multifamily Bridge Loans
San Luis Obispo, CA
Industrial Bridge Loans
San Luis Obispo, CA
Office Bridge Loans
San Luis Obispo, CA
Retail Bridge Loans
San Luis Obispo, CA
Mixed-Use Bridge Loans
San Luis Obispo, CA
Multifamily Construction Loans
San Luis Obispo, CA
Build-to-Rent Loans
San Luis Obispo, CA
Construction-to-Perm Loans
San Luis Obispo, CA
Land Loans
San Luis Obispo, CA
Self-Storage Financing
San Luis Obispo, CA
Hotel & Motel Financing
San Luis Obispo, CA
Student Housing Loans
San Luis Obispo, CA
Senior Housing Financing
San Luis Obispo, CA
Medical Office Financing
San Luis Obispo, CA
Sale-Leaseback Financing
San Luis Obispo, CA
Office Conversion Loans
San Luis Obispo, CA
Preferred Equity
San Luis Obispo, CA
Industrial Construction Loans
San Luis Obispo, CA
C-PACE Financing
San Luis Obispo, CA
Owner-Occupied Commercial Loans
San Luis Obispo, CA
Property Types in Santa Maria
CLS CRE finances every major commercial property type in the San Luis Obispo market.
Multifamily
San Luis Obispo, CA
Industrial
San Luis Obispo, CA
Retail
San Luis Obispo, CA
Office
San Luis Obispo, CA
Mixed-Use
San Luis Obispo, CA
Hospitality
San Luis Obispo, CA
Self-Storage
San Luis Obispo, CA
Data Centers
San Luis Obispo, CA
Senior Living
San Luis Obispo, CA
Medical Office
San Luis Obispo, CA
Manufactured Housing
San Luis Obispo, CA
Parking
San Luis Obispo, CA
Track Record
Recent Deals Near Santa Maria, San Luis Obispo
Selected transactions in and around the San Luis Obispo market.
Construction
$43,900,000
Single Tenant Net Lease
Fairfield, CA
Build-to-suit construction for a national credit tenant in Fairfield, combining development returns with investment-grade lease security.
Construction
$43,400,000
Single Tenant Net Lease
Inglewood, CA
Major build-to-suit construction near SoFi Stadium in Inglewood, one of LA's most dynamic development corridors.
Permanent
$36,400,000
Multifamily Mobile Homes
San Jose, CA
Manufactured housing community portfolio refinancing in one of the nation's tightest and most expensive housing markets.
Permanent
$34,000,000
Industrial Distribution
Los Angeles, CA
Acquisition financing for a Class A distribution facility in the Los Angeles industrial core with long-term credit tenancy.
Permanent
$32,000,000
Retail Shopping Center
Sacramento, CA
Stabilized retail center anchored by national tenants in Northern California's growing capital region.
Construction
$32,000,000
Multifamily Apartments
Riverside, CA
Construction financing for a 160-unit workforce housing development near UC Riverside, addressing severe housing undersupply in the Inland Empire where population growth continues to outpace new residential construction.
Other Neighborhoods in San Luis Obispo
FAQ
Commercial Loans in Santa Maria, San Luis Obispo FAQ
Commercial Lending Solutions provides a full range of commercial loan products for Santa Maria, San Luis Obispo properties, including permanent loans, bridge loans, construction financing, SBA 504/7(a) loans, mezzanine debt, and specialty financing. We source from 1,000+ lenders to find the most competitive terms for your specific property and business plan. Current cap rates for multifamily in the San Luis Obispo metro range from 4.25%-5.25%, with industrial at 5.00%-5.75%.
Santa Maria features a diverse mix of commercial real estate, including multifamily apartments, industrial and warehouse space, retail centers, office buildings, mixed-use developments, and hospitality properties. Commercial Lending Solutions finances all major property types in Santa Maria and the broader San Luis Obispo market. The San Luis Obispo metro currently has multifamily vacancy around 3.5% and industrial vacancy near 4.5%.
Contact Commercial Lending Solutions for a free, no-obligation quote on commercial financing in Santa Maria, San Luis Obispo, CA. Our team will analyze your property, business plan, and financial profile to identify the best lender match from our network of 1,000+ capital sources. Most borrowers receive term sheets within 48-72 hours of submitting a complete loan request.
Commercial real estate rates in Santa Maria and the San Luis Obispo metro vary by loan type, property type, leverage, and borrower profile. Permanent loan rates typically range from 5.34% to 8.25%, bridge loans from 6.79% to 13.04%, and construction loans from 6.23% to 13.04%. Commercial Lending Solutions leverages lender competition to secure the most aggressive pricing available for your deal.
Get Commercial Financing in Santa Maria
Contact Commercial Lending Solutions for a free, no-obligation quote on commercial real estate financing in Santa Maria, San Luis Obispo. We respond within 24 hours.
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